Retirement income target
Estimate the portfolio that could support the difference between an income target and other expected income.
Educational illustration only
This illustration treats all amounts as before-tax, assumes the entered income gap rises with inflation, and assumes a constant return. It does not estimate CPP, OAS, pensions, taxes, benefit eligibility or recoveries, account-specific withdrawal rules, investment volatility, fees beyond the return you enter, or longevity risk. Enter income amounts you have independently estimated. This is not a retirement plan or advice.
These calculators provide general illustrations based solely on the assumptions you enter. They are not a financial plan, a forecast of actual results, or investment, insurance, tax, or legal advice. Results are not guaranteed and do not account for every cost, tax rule, product feature, market change, or personal circumstance. Speak with qualified financial, tax, and legal professionals before acting.
A target is only one part of retirement.
A review can connect income needs with account withdrawals, tax implications, market risk, government benefits, and the estate plan.