Tools and calculators

Investment growth

Model how contributions, time, and a constant assumed return could affect an investment balance.

Set the growth assumptions

Change the starting amount, contribution, return, and time period to compare an illustrative outcome.

Growth assumptions

The amount invested at the beginning of the illustration.

Assumed to be added at the end of each month.

Use an effective annual rate. Actual returns can vary and may be negative.

Choose a period from 1 to 60 years.

Used only to show the ending value in today’s dollars.

Educational illustration only

This illustration assumes a constant annual return after fees, converted to an equivalent monthly rate, with contributions made at month-end. Actual returns fluctuate and can be negative. Taxes, account rules, contribution limits, withdrawals, and changes in fees or contributions are not included. This is not a forecast or recommendation.

These calculators provide general illustrations based solely on the assumptions you enter. They are not a financial plan, a forecast of actual results, or investment, insurance, tax, or legal advice. Results are not guaranteed and do not account for every cost, tax rule, product feature, market change, or personal circumstance. Speak with qualified financial, tax, and legal professionals before acting.

Put the illustration in context.

A review can connect the growth assumptions with account type, tax treatment, liquidity needs, risk, and estate intentions.