Blog

Corporate wealth, July 14, 2026
The $50,000 problem: when your corporation starts earning too much
Retained earnings feel like a win until passive income starts eroding the small business deduction. Here is how the grind works, and the structures that step around it.
5 minute read

Estate planning, June 30, 2026
What your estate will actually owe, and why it usually owes it in cash
Capital gains at death, RRIF balances, and Ontario probate arrive together, and they arrive as bills. A walkthrough of where the numbers come from and how estates fund them.
5 minute read

Incorporated professionals, June 16, 2026
Salary or dividends: the version for people who already know the clichés
Integration means the totals land close. The decision turns on RRSP room, CPP, the passive income grind, and what you are optimizing for. A working framework.
4 minute read

Insurance as an asset, May 28, 2026
Participating whole life: an honest look at a product people love to argue about
What the asset is, when it wins after tax, and the four cases where we tell people not to buy it.
5 minute read